Your lender will require that you purchase it a lender’s title insurance policy as a term and requirement of the loan. However, the lender does not require that you purchase an Owner’s Title Policy, and it is, therefore, optional. So why Buyer Owner’s Title Insurance? Before making any decisions about title insurance, it is important to recognize that the lender’s title insurance policy does NOT protect you, as the buyer/borrower, in any way. This short video helps you to understand why owner’s title insurance is important.